Read e-book online Banker To The Poor: Micro-Lending and the Battle Against PDF

By Muhammad Yunus

ISBN-10: 1586485466

ISBN-13: 9781586485467

Muhammad Yunus is that infrequent factor: a bona fide visionary. His dream is the entire eradication of poverty from the area. In 1983, opposed to the recommendation of banking and executive officers, Yunus verified Grameen, a financial institution dedicated to supplying the poorest of Bangladesh with minuscule loans. Grameen financial institution, in keeping with the idea that credits is a simple human correct, now not the privilege of a lucky few, now offers over 2.5 billion funds of micro-loans to greater than million households in rural Bangladesh. Ninety-four percentage of Yunus's consumers are ladies, and compensation premiums are close to one hundred pc. worldwide, micro-lending courses encouraged through Grameen are blossoming, with greater than 300 courses confirmed within the usa on my own.

Banker to the Poor is Muhammad Yunus's memoir of ways he made up our minds to alter his lifestyles so one can aid the world's negative. In it he lines the highbrow and religious trip that led him to essentially reconsider the industrial dating among wealthy and negative, and the demanding situations he and his colleagues confronted in founding Grameen. He additionally presents clever, hopeful advice for someone who want to sign up for him in "putting homelessness and destitution in a museum in order that sooner or later our kids will stopover at it and ask how lets have allowed any such negative factor to head on for thus long." The definitive historical past of micro-credit direct from the guy that conceived of it, Banker to the negative is important and inspirational analyzing for someone attracted to economics, public coverage, philanthropy, social historical past, and company.

Muhammad Yunus was once born in Bangladesh and earned his Ph.D. in economics within the usa at Vanderbilt collage, the place he was once deeply motivated through the civil rights stream. He nonetheless lives in Bangladesh, and travels generally around the globe on behalf of Grameen financial institution and the idea that of micro-credit.

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Extra resources for Banker To The Poor: Micro-Lending and the Battle Against World Poverty

Sample text

It means also that we accept this group's right to act for the people it rules. We in effect authorize any person or group holding effective power in a country-regardless of how they acquired or exercise it-to sell the country's resources and to dispose of the proceeds of such sales, to borrow in the country's name and thereby to impose debt service obligations upon it, to sign treaties on the country's behalf and thus to bind its present and future population, and to use state revenues to buy the means of internal repression.

Not wanting its firms to be at a disadvantage vis-a-vis their foreign rivals, the United States was a major supporter of the Convention, as was the non-governmental organization Transparency International, which helped mobilize public support in many OECD countries. 34 'Plenty of laws exist to ban bribery by companies. But big multinationals continue to sidestep them with ease'-so the new situation is summarized in 'The Short Arm of the Law', (The Economist March 2, 2002: 63-5, at 63). 49 Thomas Pogge Severe Poverty as a Human Rights Violation plenty of poor-country politicians and bureaucrats who, induced or even bribed by foreigners, work against the interests of their people: for the development of a tourist-friendly sex industry (whose forced exploitation of children and women they tolerate and profit from), for the importation of unneeded, obsolete, or overpriced products at public expense, for the permission to import hazardous products, vyastes, or factories, against laws protecting employees or the environment, and so on.

We in effect authorize any person or group holding effective power in a country-regardless of how they acquired or exercise it-to sell the country's resources and to dispose of the proceeds of such sales, to borrow in the country's name and thereby to impose debt service obligations upon it, to sign treaties on the country's behalf and thus to bind its present and future population, and to use state revenues to buy the means of internal repression. This global practice goes a long way toward explaining why so many countries are so badly governed.

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Banker To The Poor: Micro-Lending and the Battle Against World Poverty by Muhammad Yunus


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